SP-A10 Select Income per Bank Statements or 1099

Designed for borrowers whose true income is documented by their bank statements.

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Up to 90% LTV; Interest-Only option to 80% LTV

Max Loan Amount $4M

Sprout's Bank Statement Desk optimizes income prior to underwriting

CPA P&L not required

1-4 units, Warrantable / Non-Warrantable Condos, Condotels

Primary residence, second homes, investment / business purpose properties

Min 660 credit score (680 in NY)

Investment / Business Purpose 1-4 unit, Condos: Purchase to 85% LTV with 740 credit score

Short-Term Financing for purchase and renovation

Long-Term Financing for rental
properties

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