Moderate Credit Bank Statement

A financing solution that allows income documentation via bank statements - for borrowers with recent credit events

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Credit scores starting at 620

Up to 85% LTV (with 640 FICO); Up to 50% DTI

1-4 units, warrantable / non-warrantable condo, primary residence, second home, investment property

2 yrs seasoning from foreclosure, BK (exec Ch 13), Short Sale, Deed-in-Lieu

Max Loan Amount $2,000,000

Min Loan Amount $100,000 (owner-occupied and 2nd homes)

3 – 12 mths PITIA reserves (based on loan amount)

Short-Term Financing for purchase and renovation

Long-Term Financing for rental
properties

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