SP-I10 Inve$tor Debt Service Coverage Ratio

A true investor product for 1-4 unit properties, warrantable and non-warrantable condos. Use the cash flow from the rental property to qualify.

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Credit scores starting at 660

Up to 85% LTV for purchase, with 740 credit score

Qualifications based on 100% of PITIA for LTV ≤ 75% or Loan Amount ≤ $1MM; 110% of PITIA for LTV > 75% or Loan Amount > $1MM

Max Loan Amount $3,000,000

Foreign borrowers permitted

No limit cash-in-hand

Interest-only option to 80% LTV

Short-Term Financing for purchase and renovation

Long-Term Financing for rental
properties

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