Income Per Bank Statements

Income Per Bank Statements

Alternative Qualification

Income Per Bank Statements

Designed for borrowers whose true income is documented by their bank statements. Self-employed borrowers can qualify using 50% of the revenue from their last 12 months of deposits.

Credit scores starting at 620
Up to 90% LTV (with 720 FICO)
50% DTI (for LTV to 85%); 43% DTI (for LTV to 90%)
Max Loan Amount $6,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
Download Product Flyer

Call us at 1 (877) 212-3243 to learn how our full line of loan programs can help your borrowers

Call us at (844) 664-6100 to learn how our full line of loan programs can help your borrowers

Rehab Lending

Short-Term Financing for purchase and renovation

LEARN MOREGET STARTED

Line Of Credit

Revolving credit facility for multiple
projects

LEARN MOREGET STARTED

Buy & Hold

Long-Term Financing for rental
properties

LEARN MOREGET STARTED