SP-A8 Asset Depletion

SP-A8 Asset Depletion

Alternative Qualification

SP-A8 Asset Depletion

Designed for borrowers with substantial liquid capital. The Asset Depletion program permits borrowers to qualify based on their assets, up to 50% DTI.

Borrower receives 100% credit of the retirement amount in their portfolio
Credit scores starting at 680
Up to 65% LTV (with 680 FICO)
Cash-out and Interest-only options available
Max Loan Amount $2,000,000
Min Loan Amount $150,000 (owner-occupied, 2nd homes)
9 – 12 mths PITIA reserves (based on loan amount)
50% DTI to 65% LTV
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Call us at 1 (877) 212-3243 to learn how our full line of loan programs can help your borrowers

Call us at (844) 664-6100 to learn how our full line of loan programs can help your borrowers

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