SP-A14 Asset Depletion

SP-A14 Asset Depletion

Alternative Qualification

SP-A14 Asset Depletion

Designed for borrowers with substantial liquid capital. The Asset Depletion program permits borrowers to qualify based on their assets, up to 55% DTI.

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Up to 75% LTV (with 720 credit score)
Credit scores starting at 680
Max Loan Amount $650,000
Up to 55% DTI (based on income and other requirements)
Primary, second homes and investment properties
1-4 Units, Warrantable Condos, PUDs
3 mths PITIA reserves
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