SP-A12 Income Per Bank Statements

SP-A12 Income Per Bank Statements

Alternative Qualification

SP-A12 Income Per Bank Statements

Designed for borrowers whose true income is documented by their bank statements. Self-employed borrowers can qualify using a revenue estimate derived from their last 12 months of deposits along with a P&L statement or expense ratio letter.

Credit scores starting at 680
Up to 75% LTV (with 720 credit score)
Up to 55% DTI (with income and other requirements)
Max Loan Amount $650,000
Primary, second homes and investment properties
Cash-out to 60% LTV
1-4 units, warrantable condos, PUDs
3 mths PITIA reserves
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Call us at 1 (877) 212-3243 to learn how our full line of loan programs can help your borrowers

Call us at (844) 664-6100 to learn how our full line of loan programs can help your borrowers

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